It’s holiday shopping season! One of the biggest mistakes people make is spending their entire savings on gifts. Gift giving does not have to be expensive and complicated. We have prepared a few tips that will make your shopping a breeze and affordable. It is important to Planning Ahead: 1. Prepare a shopping list. Write down the name of every person you want to purchase a gift for this season; such as family, friends, teachers, teammates, etc. 2. Make a budget. Be realisti