How to turn your change into dollars…

It’s never too early to start developing smart saving habits in order to create a financial cushion for emergencies and achieve long-term savings goals, such as purchasing a reliable vehicle or computer for college. Saving a small amount of change each week can add up quickly.

• Plan to set aside a small amount from each paycheck or odd-job, even if it’s just $5 or $10 weekly.

• Try saving an amount equal to what you usually spend on things that you don’t really need such as movies or fast food.

• Monitor your expenses for two weeks, identify expenses that are not a necessity and try to cut back on.